HVAC Financing
Affordable HVAC Financing
A new furnace, air conditioning system, heat pump, or comfort upgrade doesn’t have to drain your savings account. Aviation Mechanical partners with Finance It to offer flexible financing on installation and replacement projects — so you can upgrade your home’s comfort and climate control on a payment schedule that fits your budget.
Request Your Financing Quote
Financing Terms to Fit Your Budget
24-Month Plans
For smaller projects or customers who prefer shorter terms. Higher monthly payment, but lower total interest over the life of the financing.
Get a Quote36-Month Plans
A common choice for standard furnace installations or AC replacements. A balanced monthly cost and interest.
Get a Quote48-Month Plans
Popular for larger projects like heat pump systems or custom ductwork. A moderate monthly payment.
Get a Quote60–84-Month Plans
For comprehensive upgrades or multi-system installations. The lowest monthly payment, spread over a longer term.
Get a QuoteCompetitive Interest Rates
Rates vary based on your credit profile and the specific plan. Finance It works to offer competitive rates, and our team will discuss your approval and terms before you commit.
Get a QuoteNo Prepayment Penalties
You can pay off your financing early without extra fees. If circumstances change — a bonus or tax refund — you have the flexibility to pay down the balance.
Get a QuoteSimple Monthly Payments
Everything is set up automatically so you just make one monthly payment and enjoy your new system while spreading the cost over a schedule that works for you.
Get a QuotePair It with Maintenance
Financing and maintenance plans are separate — many customers do both. Enroll in our maintenance program to keep your new system running optimally for years.
Explore Maintenance PlansMaking Home Comfort Upgrades Affordable
Upgrade Now, Pay Over Time with Finance It
HVAC equipment is a major investment. A new furnace installation, air conditioning system, heat pump, or complete system replacement can cost thousands of dollars — and paying cash upfront isn’t always practical. That’s why we partner with Finance It to offer flexible financing, so you can upgrade to a more efficient, reliable system now and spread the cost over manageable monthly payments.
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Start Enjoying Comfort Immediately
Financing lets you start enjoying your new system immediately instead of waiting to save cash. Spread the cost over 24–84 months depending on the plan you choose, and preserve cash reserves for other household needs while still addressing the repair or upgrade.
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Efficiency That Can Offset the Cost
You often save money on energy bills with a more efficient system, which can offset financing costs. A modern system also improves home comfort and property value with reliable heating and cooling equipment.
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Financing on Any of Our Services
Financing is available across our work — from furnace repair and replacement to AC installation, heat pump systems, mini-splits, and indoor air quality upgrades.
Combine Financing with Rebates
Financing works alongside manufacturer rebates. If you qualify for a rebate, that discount reduces your financed amount, lowering your monthly payments. We present all available options when you get your quote so you can choose the best combination.
Financing Eligibility
Broad, Accessible Requirements
Finance It aims to make financing accessible, so eligibility is fairly broad. You typically qualify if you’re at least 18 years old and have a credit history — though specific credit score minimums vary.
Good Credit Helps, But It’s Not Required
Finance It works with a wide range of credit profiles, and rates are set based on your individual credit approval. Even if you don’t have perfect credit, you may still qualify for reasonable terms.
A Quick, Simple Application
Provide basic personal information, provide income information, and review terms and sign. Most applicants get approved within minutes. Once approved, you’ll know your exact monthly payment, term length, and interest rate before you commit to the installation.
Unsure Whether You’ll Qualify?
Call us at 306-517-6815 or contact us to discuss. We can walk you through the process and answer questions about financing eligibility and terms.
Ready to see your options? Tell us about your project and we’ll help you explore financing terms.
What Saskatoon Customers Say About Working With Us
When you invest in a new system, you are trusting a stranger with your home and your budget. Here is what homeowners and businesses across Saskatoon have said after we showed up.
How HVAC Financing Works at Aviation Mechanical
Get Your Quote
You request a quote for your HVAC service or installation. We provide a clear, upfront estimate of equipment and labor.
- Clear, upfront estimate of equipment and labor
- You know the project total before financing
- We partner with Finance It, a trusted home-services provider
Choose Your Financing Plan
Finance It offers flexible options typically ranging from 24–84 months depending on the project size and your needs. You choose the term that fits your monthly budget.
- Terms typically range from 24 to 84 months
- Choose the length that fits your monthly budget
- Longer terms lower the monthly payment
- Shorter terms reduce total interest
Quick Application
The application is simple and fast. Most approvals happen within minutes. You’ll need basic personal and financial information, similar to applying for any credit product.
- Simple and fast application
- Most approvals happen within minutes
- Basic personal and financial information required
- Similar to applying for any credit product
Get Approved
Finance It handles the underwriting. Interest rates and terms vary based on creditworthiness, but the goal is to make home comfort upgrades accessible.
- Finance It handles the underwriting
- Rates and terms vary based on creditworthiness
- The goal is accessible home comfort upgrades
- You learn your exact terms before committing
Complete Your Installation
Once approved, we schedule your furnace replacement, AC installation, heat pump upgrade, or other service. You make your monthly financing payment to Finance It; we handle the work.
- We schedule your installation once approved
- You make one monthly payment to Finance It
- We handle the equipment and workmanship
- You have a modern, efficient system keeping your home comfortable
Flexible Terms & Rates
Finance It offers multiple term lengths — 24-month plans for smaller projects, 36-month plans for standard furnace installations or AC replacements, 48-month plans for larger heat pump systems or custom ductwork, and 60–84-month plans for comprehensive upgrades. Interest rates vary based on your credit profile, there are no prepayment penalties, and everything is set up as one simple automatic monthly payment.
Questions About HVAC Financing
HVAC Service Areas in Saskatchewan
We serve Saskatoon and the surrounding region. Our technicians are based in Saskatoon and can reach nearby cities during business hours.
Don’t See Your Location?
We serve Saskatoon and communities within about a 30-minute drive. If your town isn’t listed, give us a call — chances are we can still help.
Home Comfort Upgrades You Can Finance
Ready to Upgrade Your Home Comfort?
Don’t let cost concerns keep you from upgrading to a modern, efficient HVAC system. Financing makes comfort upgrades affordable and accessible. Whether you need a new furnace, air conditioning system, heat pump, or other home comfort upgrade, Aviation Mechanical can discuss financing options that work for your budget.
Get started today. Contact us for a quote and explore financing terms. Most applications are approved within minutes, so you could be scheduling your installation within days.
Flexible financing available through Finance It — major upgrades don’t have to strain your budget.